Privacy Policy

Information We Collect

zonirelvasqut collects several types of information to provide you with our financial forecasting and budgeting services. We believe in transparency about what data we gather and why we need it.

• Name, email address, and contact details when you create an account
• Business information including company name, industry, and size
• Payment information processed securely through our payment partners
• Profile preferences and communication settings you choose
• Professional background and financial experience level for personalized recommendations

• Budget information and financial projections you create in our platform
• Historical financial data you upload for analysis and forecasting
• Transaction categories and spending patterns for budget optimization
• Financial goals and targets you set within our system
• Cash flow data and revenue projections for business planning

• IP address, browser type, and device information for security purposes
• Usage patterns and feature interactions to improve our platform
• Session data and login timestamps for account security
• Error logs and performance metrics to maintain service quality
• Cookie data for enhanced user experience and preferences

How We Use Your Information

Your information helps us deliver personalized financial forecasting tools and maintain a secure, efficient platform. We use your data responsibly and only for legitimate business purposes.

Data Protection and Security

We implement comprehensive security measures to protect your sensitive financial information. Our approach combines technical safeguards with strict operational procedures.

• End-to-end encryption for all data transmission using TLS 1.3 protocols
• AES-256 encryption for data storage and backup systems
• Multi-factor authentication requirements for all user accounts
• Regular security audits and penetration testing by certified professionals
• Automated threat detection and response systems monitoring 24/7
• Secure cloud infrastructure with redundant backup systems

• Limited access to personal data on a need-to-know basis
• Regular staff training on data protection and privacy requirements
• Incident response procedures for potential security breaches
• Vendor security assessments for all third-party service providers
• Physical security measures for our data centers and offices
• Regular review and updating of security policies and procedures

Your Rights and Control

You have significant control over your personal information. We respect your rights and provide easy ways to manage your data preferences.

• Request a complete copy of all personal data we hold about you
• Download your financial data in standard formats for transfer to other services
• Receive detailed information about how your data is processed and shared
• Access your data processing history and audit logs

• Update your personal information through your account settings
• Correct inaccurate financial data or projections in your account
• Request assistance with bulk data corrections or updates
• Modify communication preferences and notification settings

• Delete your account and all associated personal data
• Request deletion of specific data categories while maintaining your account
• Restrict processing of your data for specific purposes
• Object to certain types of data processing activities

To exercise any of these rights, contact our privacy team using the information provided below. We respond to all requests within 30 days and provide regular updates on complex requests.

Data Sharing and Third Parties

We carefully limit data sharing to trusted partners who help us deliver our services. We never sell personal information and maintain strict agreements with all service providers.

• Payment processors for secure transaction handling (Stripe, PayPal)
• Cloud infrastructure providers for data storage and platform hosting
• Customer support tools to manage help requests and user communication
• Analytics services to understand platform usage and improve features
• Security providers for fraud detection and account protection
• Email service providers for account notifications and updates

We may disclose personal information when required by Australian law, court orders, or regulatory requests. This includes compliance with financial reporting requirements and tax obligations. We always seek to limit such disclosures to the minimum necessary information.

Data Retention and Deletion

We retain your information only as long as necessary to provide our services and meet legal requirements. Our retention policies balance your privacy rights with practical business needs.

• Active account data: Retained while your account remains active
• Financial forecasting data: 7 years after account closure for audit purposes
• Payment records: 7 years as required by Australian tax law
• Support communications: 3 years after issue resolution
• Marketing preferences: Until you opt out or request deletion
• Security logs: 2 years for fraud prevention and system security

We've implemented automated systems that regularly review and delete data that has exceeded its retention period. You'll receive notifications before any significant data deletion, and you can request early deletion of your information at any time.

When you delete your account, we immediately remove access to your personal data and begin a 30-day grace period during which you can recover your account. After this period, we permanently delete most personal information while retaining only what's required for legal compliance.

International Data Transfers

While zonirelvasqut operates primarily within Australia, we may transfer data internationally to provide you with optimal service performance and reliability.

• All international transfers use encryption and secure transmission protocols
• We only transfer data to countries with adequate privacy protections
• Standard contractual clauses govern all data transfers to service providers
• Regular compliance audits ensure international partners meet our privacy standards
• Data localization options available for customers with specific requirements

Our primary data storage remains within Australia, with international transfers limited to essential service functions like content delivery, backup systems, and customer support operations.

Children's Privacy

zonirelvasqut's financial forecasting platform is designed for business use and is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children, and our terms of service require users to be at least 18 years old.

If we discover that we have inadvertently collected information from someone under 18, we will immediately delete that information and terminate the associated account. Parents or guardians who believe their child has provided information to zonirelvasqut should contact us immediately.

Cookies and Tracking

We use cookies and similar technologies to enhance your experience on our platform. These tools help us remember your preferences, maintain your login session, and understand how you use our features.

• Essential cookies: Required for basic platform functionality and security
• Preference cookies: Remember your settings and customization choices
• Analytics cookies: Help us understand feature usage and platform performance
• Security cookies: Protect against fraud and unauthorized access attempts

You can control cookie settings through your browser preferences, though disabling certain cookies may limit some platform features. We provide granular cookie controls in your account settings where you can opt out of non-essential cookies.

Policy Updates and Changes

We regularly review and update this privacy policy to reflect changes in our services, legal requirements, and privacy best practices. We believe in transparency about how these changes might affect you.

• Email notifications for significant policy changes that affect your rights
• In-platform notifications when you next log in after policy updates
• Clear highlighting of changes in the updated policy document
• 30-day advance notice for changes that require new consent
• Detailed explanations of how changes impact your data

You can always find the most current version of this policy on our website. We maintain an archive of previous policy versions so you can review the evolution of our privacy practices over time.